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"400Bankers.com has over four hundred approved Commercial Bankers"
Creative 90% To 100% LTV Commercial Financing
This program is only suitable for properties that are selling below appraised value (70% LTV) or have a minimum 1.25 DCR.
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Loan Criteria |
90% LTV - 100% LTV Program guidelines |
| Loan Size |
$100,000+ No max USD |
| Lending area |
USA (nationwide) |
| Type |
Acquisition or acquisition/construction |
| Loan-To-Value |
90% - 100% LTV purchase price |
| Loan-To-Cost |
up to 75% LTV of appraised value |
| Property Type |
Multifamily, Mixed-Use, Condo Conversion, Office, Hotel, Motel, Resort, Industrial, Senior housing, Retail, Warehouse, golf course, Adult Entertainment, gas station, Oil projects, Humanitarian projects, and many more.
(Financing available for commercial real estate acquisitions)
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| DCR |
1.25 minimum |
| Downpayment |
0%-10% |
| Interest Rate |
8.5% - 13% |
| Term |
2 Year, 3 year, 5 Year, 7 Year, 10 Year |
| Amortization |
Interest Only or up to 30 year amortization |
| Credit Score |
no min, no late payments last 12 months.
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| Property Condition |
A, B, C |
| Lender Fee(s) |
1% |
| Originator Fee(s) |
0%-1% |
| Referral Fee(s) |
$30 nonrefundable due at loan submission (paid to 400Bankers) |
| Closing Fees |
$5,000 to $20,000+ depending on deal size
Appraisal, title insurance, title search, taxes, attorney fees, etc.
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| Commitment Fee |
None |
| Debt |
Non-Recourse or Full Recourse depending on loan structure |
| Prepayment Penalty |
None to 5% depending on loan |
| Closing Time |
60 days |
| Documents & Reports |
Financial Statement, Rent roll, Income & Expense statement, Appraisal, Property Condition Assessment, Phase One Site Assessment, Survey
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| Program Details |
Summary
- The appraised value max 75% LTV or min DCR 1.25
- Raw land max appraised value 50% LTV
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Today's Interest Rates & fees to close a loan Commercial Rates (click here)
100% LTV Commercial Loan? 100% LTV Commercial Loan (click here) available now!
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About 400Bankers.com
400Bankers.com in an online database that has over four hundred approved loan consultants, lenders, and private investors. When you apply online your loan request will be matched with the right loan professional who fits your loan criteria. No more shopping around! We have access to the best!
Through 400Bankers.com you will never pay more than 1% broker fee and Our loan professionals will beat any interest rate you've been quoted.
We function as a retail outlet for some well known banks, lenders, and private investors.
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