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"Your search is done! 400Bankers.com has over four hundred approved Commercial Bankers"
90% LTV Owner Occupied Finance
Commercial Real Estate & Business
This is a full documentation commercial loan that offers max financing on owner occupied/operated properties. Up to 90% LTV on owner-occupied properties. Up to 100% LTV on real estate and 75% LTV on business equipment.
| 90% LTV FULL DOC Commercial loan $100,000 - $10,000,000 |
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Loan Criteria |
Program guidelines |
| Loan Size |
$100,000 to $10,000,000 USD |
| Lending area |
USA - All 50 states |
| Type |
Purchase, Refinance, Refinance Cash Out |
| Loan-To-Value |
Up to 90% LTV
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| Seller financing |
Not required but welcome if seller offers better rate/term |
| Property Type |
Automotive, Bed & Breakfast, Light Industrial, Mixed use,
Mobile Home Park, Office, Hotel, Motel, Retail, Self Storage, Warehouse, etc.
Owner occupied 51%+
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| Interest Rate |
7%+ |
| Term |
up to 25 years |
| Amortization |
25 years |
| Credit Score |
Minimum middle credit score 600 primary borrower
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| Closing Time |
Quick closing - 30 to 45 days |
| Lender Fee(s) |
1%-3% |
| Origination Fee(s) |
0% to 0.50% |
| Debt Coverage Ratio |
1.10
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| Closing Costs |
Closing fees may be financed into loan amount
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| Prepayment Penalty |
yes up to 5 years |
| Registration fee |
$30 fee non-refundable due at online loan submission.
Fee is ONLY refundable if we are unable to match you with a lender/broker in our network.
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About 400Bankers.com
400Bankers.com in an online database that has over four hundred approved loan consultants, lenders, and private investors. When you apply online your loan request will be matched with the right loan professional who fits your loan criteria. No more shopping around! We have access to the best!
Through 400Bankers.com you will never pay more than 1% broker fee and Our loan professionals will beat any interest rate you've been quoted.
We function as a retail outlet for some well known banks, lenders, and private investors.
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