ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"> <html> <head> <title>400Bankers.com | Commercial Lenders | Commercial Bankers | Commercial Loans</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <META content="commercial loan, commercial lender, commercial loan, commercial real estate, commercial financing, commercail loan, commercial loans, [commerical lenders], commercail lender, commercial lender, commercial lender, commercial bank,commercial real estate, commercial bank, commercail bank, commercial lender, commercial mortgage, commercial real estate loans, commercial real estate lenders, apartment lender, apartment financing, apartment finance, apartment loan, gas station financing, gas station loan, gas station finance, hotel financing, hotel loan, hotel finance, bank of america, investment, investment financing, [apartment financing], [commercial bank], [commercial banks], [commercial lender], [commercial financing], [bank of america], chase bank, chase mortgage, chase financing" name=keywords> <META content="Commercial lender mortgage loans 100% LTV commercial loan financing commercial bank, comercial, commercial, apartment financing, apartment lender." name=description> <META content="MSHTML 6.00.2800.1528" name=GENERATOR> <META HTTP-EQUIV="Expires" CONTENT="-1"> <link rel="stylesheet" type="text/css" href="stylesheet.css"> </head> <body leftmargin="0" topmargin="0" marginwidth="0" marginheight="0" style="background-image:url(images/background4.jpg) "> <table width="100%" cellspacing="0" border="0" cellpadding="0" style="margin-top:20px; "> <tr> <td align="center" valign="middle"> <table width="850" border="0" cellspacing="0" cellpadding="0" style="border-top: 10px #000000 solid;"> <tr><td> <table width=100%> <tr> <TD vAlign=top width=302 BGCOLOR="#993300"> <font color="#ffffff" size="6"> <br> 400BANKERS.COM</font> <font color="#ffffff" size="2"> #1 Online Commercial Bankers Database</font> </td> <TD vAlign=top width=548> <img src="flash/layer.gif" "border="0" width="548"> </td> </tr> </table> </td></tr> <tr> <td width="100%"> <table width="850" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="top" style="padding-top:10px;background-color:#FFFFFF;"> <table width="150" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="center" style="padding:1px;padding-top:10px;font-family:arial;font-size:12px;"> <table id="tm0" cellpadding="0" cellspacing="2" border="0" width="150"><tr> <td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/index.html">HOME</a></td></tr> <tr><td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/commercial.html">COMMERCIAL LOAN</a></td></tr> <tr><td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/business.html">BUSINESS LOAN</a></td></tr> <tr><td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/hardmoney.html">HARD MONEY</a></td></tr> <tr><td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/apply.html">APPLY NOW</a></td></tr> <tr><td align="left" class="off" width=100% onmouseover="this.className='on'" onmouseout="this.className='off'"><a href="http://www.400bankers.com/contact.html">CONTACT</a></td></tr> </tr></table><p> <!-- Powered by: Crafty Syntax Live Help http://www.craftysyntax.com/ --> <script type="text/javascript" src="/CraftySyntaxLiveHelp/livehelp_js.php?relative=Y&amp;department=1&amp;pingtimes=15"></script> <!-- copyright 2003 - 2006 by Eric Gerdes --><P> <A href="http://www.400bankers.com/guide.html"> <img src="images/ebooksmall.PNG" width=178 height=235 border="0"> </td> </tr> </table> </td> <td style="background-color:#FFF7EE;"> <table width="548" border="0" cellspacing="0" > <tr> <td width="100%" style="padding:30px"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td> <div align="left"> <span style="color:#31333B; BACKGROUND: yellow; font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:12px"> "Your search is done! 400Bankers.com has over four hundred approved Commercial Bankers"</span><br> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr><td> <br> <h2> 90% LTV Owner Occupied Finance <br>Commercial Real Estate & Business</br> </h2> <font size=2> This is a full documentation commercial loan that offers max financing on owner occupied/operated properties. Up to 90% LTV on owner-occupied properties. Up to 100% LTV on real estate and 75% LTV on business equipment. <p> </font><center> <p><h5> <u><a href="http://www.400bankers.com/apply.html">APPLY ONLINE (click here)</a> </center></h5></u></b> <TABLE cellSpacing=0 cellPadding=0 width="600" border=1> <TBODY> <TR> <TD> <TABLE cellSpacing=0 cellPadding=0 width="600" border=5> <TBODY> <TR> <TD vAlign=top align=center><SPAN class=copy><STRONG>90% LTV FULL DOC Commercial loan $100,000 - $10,000,000</STRONG></SPAN></TD> </TD></TR></TBODY></TABLE>&nbsp; <TABLE CELLPADDING="2" CELLSPACING="2" WIDTH="100%"> <TR> <TD WIDTH="30%" BGCOLOR="#993300"><font color="#FFFFFF"> Loan Criteria</font></TD> <TD WIDTH="70%" BGCOLOR="#993300"><font color="#FFFFFF"> Program guidelines</font></TD> </TR> <TR> <TD><b>Loan Size</TD> <TD>$100,000 to $10,000,000 USD</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Lending area</TD> <TD BGCOLOR="#CCCCCC">USA - All 50 states</TD> </TR> <TR> <TD><b>Type</TD> <TD>Purchase, Refinance, Refinance Cash Out</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Loan-To-Value</TD> <TD BGCOLOR="#CCCCCC"> Up to 90% LTV<br> </TD> </TR> <TR> <TD><b>Seller financing</TD> <TD>Not required but welcome if seller offers better rate/term</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Property Type</TD> <TD BGCOLOR="#CCCCCC"> <br> Automotive, Bed & Breakfast, Light Industrial, Mixed use, Mobile Home Park, Office, Hotel, Motel, Retail, Self Storage, Warehouse, etc. <br> Owner occupied 51%+ </TD> </TR> <TR> <TD><b>Interest Rate</TD> <TD>7%+ </TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Term</TD> <TD BGCOLOR="#CCCCCC">up to 25 years </TD> </TR> <TR> <TD><b>Amortization</TD> <TD>25 years</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Credit Score</TD> <TD BGCOLOR="#CCCCCC">Minimum middle credit score 600 primary borrower </TD> </TR> <TR> <TD><b>Closing Time</TD> <TD>Quick closing - 30 to 45 days</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Lender Fee(s)</TD> <TD BGCOLOR="#CCCCCC">1%-3%</TD> </TR> <TR> <TD><b>Origination Fee(s)</TD> <TD>0% to 0.50%</TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Debt Coverage Ratio</TD> <TD BGCOLOR="#CCCCCC">1.10 </TD> </TR> <TR> <TD><b>Closing Costs</TD> <TD><b><u>Closing fees may be financed into loan amount</u></b> </TD> </TR> <TR> <TD BGCOLOR="#CCCCCC"><b>Prepayment Penalty</TD> <TD BGCOLOR="#CCCCCC">yes up to 5 years</TD> </TR> <TR> <TD><b>Registration fee</TD> <TD>$30 fee non-refundable due at online loan submission.<br>Fee is ONLY refundable if we are unable to match you with a lender/broker in our network. </TD> </TR> </TABLE> </TD></TR></TBODY></TABLE> <p> <p> </b></font> <p> <p> </div> </td> </tr> </table> <br> <table border="0" cellspacing="0" > <tr> <td><div align="left"> <span style="color:#31333B;font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:13px"><i>About 400Bankers.com</i></span><br> <br> <span style="color:#31333B; BACKGROUND: yellow; font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:12px"> 400Bankers.com in an online database that has over four hundred approved loan consultants, lenders, and private investors.</span> When you apply online your loan request will be matched with the right loan professional who fits your loan criteria. No more shopping around! We have access to the best! Through 400Bankers.com you will never pay more than 1% broker fee and <u>Our loan professionals will beat any interest rate you've been quoted.</u> We function as a retail outlet for some well known banks, lenders, and private investors. <br> <P> </div></td> <td valign="top" style="padding:5px"><img src="images/businessman.PNG"></td> </tr> </table></td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <TD vAlign=top width=100% BGCOLOR="#000000"> <font color="#ffffff" size="2"> <br> 2006 Copyright 400Bankers.com <br> </td> </tr> </table> </td> </tr> </table> </body> </html>