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"400Bankers.com has over four hundred approved Commercial Bankers"
85% To 100% LTV Commercial Loan / Business Loan
Commercial and Business financing program from 85% to 100% LTV for acquisition and construction projects from $500,000 to $400 Million worldwide. Funding available for any commercial property type from Apartment buildings and condo conversions to office, warehouse, hotels, resorts, and gas stations.
85% To 100% LTV LOAN!
EQUITY & DEBT FINANCING
If you're looking for creative financing then this program might be for you!
85%-100% LTV INVESTOR MEMBERSHIP CLUB
Trying to find a private partner or equity investor for your deal is not easy that's why this company has created a program where members finance members without any risk.
Members pay a membership fee to join the club which is used to form a pool of funds.
Then the company uses those funds to raise capital and provide equity/debt financing to their members.
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Loan Criteria |
85% LTV - 100% LTV Program guidelines |
| Loan Size |
$500,000 to $400,000,000 USD |
| Lending area |
USA and international(Mexico, Canada,UK, and other peaceful countries) |
| Type |
Acquisition or Construction |
| Loan-To-Value |
85% - 100% |
| Loan-To-Cost |
100% cost financing |
| Property Type |
Multifamily, Mixed-Use, Condo Conversion, Office, Hotel, Motel, Resort, Industrial, Senior housing, Retail, Warehouse, golf course, Adult Entertainment, gas station, Oil projects, Humanitarian projects, and many more.
(Financing available for commercial real estate or business acquisitions where real estate is included)
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| DCR |
1.15 minimum (100% LTV), 1.20 minimum (90% LTV or less) |
| Down payment |
0% |
| Interest Rate |
6% - 11% |
| Term |
2 Year, 3 year, 5 Year, 7 Year, 10 Year |
| Amortization |
Interest Only or up to 30 year amortization |
| Credit Score |
no min, no late payments last 12 months.
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| Property Condition |
A, B, C |
Equity Finance or
2nd mortgage |
5% to 40% |
| Lender Fee (s) |
0%-3% |
| Referral Fee(s) |
$100 nonrefundable due at loan submission (paid to 400Bankers) |
| Closing Fees |
$5,000 to $30,000 depending on deal size
Appraisal $2,500+, title insurance, title search, taxes, attorney fees, etc.
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| Commitment Fee |
None |
| Debt |
Non-Recourse or Full Recourse depending on loan structure |
| Prepayment Penalty |
None to 5% depending on loan |
| Closing Time |
45-90 days |
Membership Fee
(Refundable) |
One-time participation fee
85% LTV: Fee 1.5% of total loan amount
90% LTV:Fee 2% of total loan amount
95% LTV: Fee 2.5% of total loan amount
100% LTV:Fee 3% of total loan amount
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| Documents & Reports |
Financial Statement, Rent roll, Income & Expense statement, Appraisal, Property Condition Assessment, Phase One Site Assessment, Survey
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| Program Details |
How To Apply
STEP 1) Submit Online Application & pay our Referral fee
STEP 2) Use our referral link to join Investor Membership Program. Pay membership fee to become a member. Fee is paid directly to the provider (not 400bankers).
STEP 3) Submit Loan application at lender's website using your user name after your signed up for membership.
Membership Fee(s):
85% LTV: Fee 1.5% of total loan amount
90% LTV:Fee 2% of total loan amount
95% LTV: Fee 2.5% of total loan amount
100% LTV:Fee 3% of total loan amount
Example: You want 90% LTV on a $1,000,000 Retail Purchase.
Total loan needed $900,000 (90% LTV)
Your membership fee 2% of $900K ($18,000)
Your Down payment $100,000
1st Loan 70% LTV ($700,000 6.8% rate 25 year term)
Equity loan 20% $200,000 (20% profit sharing)
Example: You want 100% LTV on a $1M Apartment Purchase.
Total loan needed $1,000,000 (100% LTV)
Your membership fee 3% of $1M ($30,000)
Your Down payment $0
1st Loan 80% LTV $800,000 7.25% 30 year term
Equity Loan 20% (200,000 15%-20% profit sharing)
Example: You want 100% LTV on a $1M Apartment Purchase.
Total loan needed $1,000,000 (100% LTV)
Your membership fee 3% of $1M ($30,000)
Your Down payment $0
1st Loan 80% LTV $800,000 6.5% 5/1 ARM
Equity/JV 20% $200,000 for 45% ownership
Example: You want 100% LTV on a $1M Apartment Purchase.
Total loan needed $1,000,000 (100% LTV)
Your membership fee 3% of $1M ($30,000)
Your Down payment $0
1st Loan 80% LTV $800,000 6.5% 5/1 ARM
Credit Line $200,000 7.5% interest only 3 year term
PLEASE READ:
As a member you can apply for as many loans as you want as long as you stay below the max loan amount allowed for your membership fee.
Example: You pay $30,000 (3%) for membership you can apply for couple loans as long as the total is below $1M on 100% LTV request.
REFUND MEMBERSHIP
Membership fee is 100% refundable anytime after 6 months If you don't apply for any loans or don't get approved for any loans within 6 months of membership.
Apply through us to receive membership information and referral link.
QUESTIONS:
Q. Can I deposit membership fee into an escrow account?
A. No. This is a membership program and to become a member you must pay the membership fee directly to funder.
Q. Can I get approved first for 100% financing before I join?
A. No. This is a membership based program. You have to be a member in order to apply for any financing.
Q. Can I apply again if my deal is rejected?
A. Yes, you can apply as many times as you want. You have over 6 months trial period.
Q. If I pay membership fee, do I have to pay due diligence fee too?
A. Yes. Borrower is responsible for all 3rd party fees.
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Brokers: Brokers are welcome and protected!
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Today's Interest Rates & fees to close a loan Commercial Rates (click here)
100% LTV Commercial Loan? 100% LTV Commercial Loan (click here) available now!
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About 400Bankers.com
400Bankers.com in an online database that has over four hundred approved loan consultants, lenders, and private investors. When you apply online your loan request will be matched with the right loan professional who fits your loan criteria. No more shopping around! We have access to the best!
Through 400Bankers.com you will never pay more than 1% broker fee and Our loan professionals will beat any interest rate you've been quoted.
We function as a retail outlet for some well known banks, lenders, and private investors.
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